Product Manager - Credit & Underwriting

Responsibilities

• Own the strategy and roadmap for Lean’s underwriting-readiness layer for GCC lenders
• Define, standardise and govern core financial attributes used in credit decisions
• Deliver explainability, auditability and traceability standards suitable for SAMA-aligned underwriting
• Ensure consistency and interoperability of outputs across lenders, verticals and jurisdictions
• Drive cross-functional alignment between Data Science, Engineering and client risk teams
• Package and expose credit-relevant attributes via API for easy lender integration
• Lead definition of canonical logic for income detection, affordability, liability mapping and cashflow stability
• Establish governance for versioning, quality, consistency and auditability

Requirements

• Product management
• Data products
• Lending infrastructure
• Underwriting knowledge
• API design
• Risk collaboration
• Governance & audit
• Systems thinking

Preferred Qualifications

• Experience building lending, BNPL or risk analytics products
• Background in regulated fintech, banking or compliance-sensitive data infrastructure
• Exposure to Open Banking or emerging markets underwriting regimes
• Experience shipping platform or intelligence products consumed by external teams
• Comfortable making abstraction and standardisation choices that can become industry defaults

Benefits

• Annual Leave
• Paid Leave
• Medical Insurance

About the Company

Lean Technologies is a regulated Open Banking and Open Finance provider operating across the UAE and Saudi Arabia. Backed by top-tier investors, Lean enables companies to connect to users’ bank accounts for payments and account information, powering cashflow underwriting and A2A payments across the MENA region. Trusted by regional enterprises and fintechs, Lean is building the underwriting-grade infrastructure that turns raw bank data into structured, interpretable credit signals for lenders.